2 min read
Why speed matters
Distressed assets and customer books sell quickly, often to whoever can pay first. Having finance ready is the difference between winning the opportunity and watching a rival take it.
Fund the purchase
A short business loan lets you buy stock, equipment or a customer list at a discount. Run the numbers on the return-on-borrowing calculator to confirm the deal pays for the finance and more.
Don't overpay for a fading business
Buy the parts that add value — the profitable customers, the useful kit — not the problems that sank the competitor. Discipline on price is what turns an opportunity into a gain.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online when the numbers work.
Frequently asked questions
Is buying a competitor's customers worth borrowing for?
If the customers are profitable and likely to stay, yes. Model the retained margin against the finance cost — a well-priced book usually repays the borrowing quickly.
How fast can I get finance to grab an opportunity?
With a prepared application, a short facility can often be arranged in days, which is usually fast enough to act on a competitor's closure.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.