A cyber attack hit my business and I have costs to cover — can finance help?

A cyber incident creates sudden recovery costs and a revenue gap at once; a short facility funds the rebuild and lost trade while you recover and pursue any insurance. An attack brings IT forensics, system rebuilds, professional advice and often a stretch of lost trading all at once. Even with cyber insurance, payouts lag the bills you have to pay now.

A cyber attack hit my business and I have costs

2 min read

Recover fastDowntime is the real cost

Fund the rebuildIT, forensics, systems

Bridge lost tradeShort term finance

Why the costs stack up

An attack brings IT forensics, system rebuilds, professional advice and often a stretch of lost trading all at once. Even with cyber insurance, payouts lag the bills you have to pay now.

How finance bridges it

A short working-capital facility covers the recovery spend and the revenue gap so you are not choosing between rebuilding systems and paying staff. Model the shortfall on your cash-flow forecast first.

Rebuild stronger

Fold the security upgrades you need into the recovery plan so the same incident is less likely to recur. Borrowing to close a genuine operational risk is a defensible use of finance.

What it means for you

Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online when the numbers work.

Frequently asked questions

Will a lender see a cyber incident as a red flag?

Not if you can show the business is recovering and the finance is for a clear, one-off recovery cost. Lenders look at the trajectory, not a single bad month.

Should I use finance or wait for a cyber insurance payout?

Bridge now if the incident threatens trading or payroll. Insurance settlements are slow; a short facility keeps the business running and can be repaid when the payout arrives.