2 min read
The promised-but-not-paid gap
Grants, R&D tax credits and promised funding often arrive later than planned, but the spending they were meant to cover is already committed. That mismatch is a classic cash gap.
Bridge it cleanly
A short working-capital facility covers the committed cost now and is repaid when the funding lands. Because Credicorp lends to the company, you keep the project moving.
Don't stall momentum
Pausing a project to wait for delayed money can cost more than the bridge — lost time, idle staff, missed windows. Finance keeps momentum while the paperwork catches up.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online when the numbers work.
Frequently asked questions
Can I bridge a delayed grant with a loan?
Yes. A short working-capital facility covers committed spending while a grant, R&D credit or promised funding is delayed, and is repaid when the money arrives.
Is it worth bridging rather than waiting?
Usually, if waiting stalls the project. The cost of lost momentum — idle staff, missed opportunities — often exceeds the modest cost of a short bridge.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.