Answer

Can a company registered in Scotland or Northern Ireland borrow?

Yes — a UK limited company registered in Scotland, Northern Ireland, England or Wales can borrow on the same basis. 'UK company' means the whole United Kingdom. Credicorp lends to companies across all four nations, assessed identically on cash flow.

2 min read

Yesall four nations
Same basiscash flow led
UK-widenot just E&W

UK means the whole UK

Companies House registers companies in England and Wales, Scotland, and Northern Ireland. All are UK limited companies. Some Scottish security arrangements differ in detail, but for an unsecured, no-personal-guarantee cash-flow loan the assessment is the same wherever you are registered.

What is assessed

The company's evidenced turnover, conduct and affordability — identical criteria nationwide. Your registered nation does not change eligibility or the affordability test.

Applying

Wherever in the UK you are registered, show your trading and apply online.

Frequently asked questions

Do lenders treat Scottish companies differently?

Not for an unsecured cash-flow loan. Scottish security law differs in some technicalities, but eligibility and assessment are the same across the UK.

Can a Northern Ireland company get UK business finance?

Yes. A Northern Ireland-registered limited company is a UK company and borrows on the same terms as one registered elsewhere in the UK.

Funding for UK limited companies

Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.