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Share classes are an internal matter
Different classes — often 'alphabet shares' — let a company vary dividends between shareholders. That is a tax and ownership arrangement, invisible to a lender assessing whether the company can afford repayments.
The one thing to check
Look at the articles and any shareholder agreement for borrowing limits or class-consent requirements. Some agreements need certain shareholders to approve new debt. That is about internal authority, not lender eligibility.
Applying
Ensure the board has authority to borrow, then apply online. Credicorp takes no personal guarantee.
Frequently asked questions
Do alphabet shares complicate a loan?
No. They are a dividend and ownership tool. A cash-flow lender looks at company performance, not the classes of share in issue.
Do all shareholders need to approve borrowing?
Only if the articles or a shareholder agreement say so. Check those first; the lender's own eligibility does not depend on share classes.
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