2 min read
Franchises are a known quantity
An established franchise comes with a tested model, brand recognition and often franchisor support — all of which lower a lender's risk. Your unit is assessed on its own turnover, but the backing of a proven system is reassuring. See the franchise answer.
What lenders check
Your unit's trading, the affordability, the franchise agreement's terms and how the wider network performs. A healthy unit under a strong brand is a straightforward lend.
Applying
Show your unit's figures and the franchise details, then apply online.
Frequently asked questions
Does being a franchisee help or hinder borrowing?
Usually helps. A proven franchise model and brand lower a lender's perceived risk. Your unit is still assessed on its own cash flow.
Do lenders look at the franchisor too?
They consider how the wider network performs and the franchise agreement, alongside your unit's trading. A strong, established franchisor is a positive.
Related reading
Can a franchise get a business loan?
Yes — if you run a franchise through a UK limited company, that company can be assessed for working-capital…
Read →
Does my industry affect getting a business loan?
Your industry plays a part in how a business loan is assessed, but for most trades it is a factor, not a…
Read →What are the basic eligibility criteria for a business loan?
The core criteria are simple: a UK-registered trading company, evidenced cash flow, and a reasonable conduct…
Read →
Can I check if I qualify without affecting my credit?
Yes — you can check eligibility with a soft search that leaves no visible footprint and does not affect your…
Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.