Do I need to provide a personal guarantee to qualify?

Not with Credicorp — you qualify on the company's cash flow, with no personal guarantee required. Some lenders make a personal guarantee a condition of approval; Credicorp does not. Your personal assets are never the basis of the decision or the security. A personal guarantee makes you personally liable if the company cannot repay. Some lenders require one to approve you. Credicorp does not: the company qualifies on its own cash flow, and no guarantee is taken. Read how no-PG lending works.

Do I need to provide a personal guarantee to

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No PGnever required

Company qualifiesnot you personally

Assets safestay out of it

Qualifying without a guarantee

A personal guarantee makes you personally liable if the company cannot repay. Some lenders require one to approve you. Credicorp does not: the company qualifies on its own cash flow, and no guarantee is taken. Read how no-PG lending works.

What that protects

With no guarantee, your home and savings are never security and never at risk if the business hits trouble. The recourse is to the company alone. This is a deliberate difference, not a fine-print exception. See the fuller answer.

Applying

Qualify on the company's numbers, guarantee-free, and apply online.

Frequently asked questions

Can I qualify without signing a personal guarantee?

Yes, with Credicorp — no personal guarantee is required. The company qualifies on its cash flow, and your personal assets stay out of it entirely.

Do all business lenders require a personal guarantee?

No. Many do, but not all. Credicorp lends to the company with no personal guarantee, so your qualifying does not depend on putting your own assets on the line.