2 min read
How searches show
A full application can leave a hard footprint on your business credit file that other lenders may see. One is unremarkable; a cluster in weeks can suggest you are being declined repeatedly.
Shopping around safely
Where a lender offers an eligibility check or indicative quote, use it — these soft checks do not leave a hard mark. Apply in full only where you are serious, to keep your footprint clean.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.
Frequently asked questions
Do credit searches hurt my business score?
A single hard search is minor. Several in a short period can look like financial distress to other lenders. Soft eligibility checks leave no mark.
How do I compare lenders without damaging my file?
Use eligibility or quote checks, which are soft searches, and reserve full applications for lenders you are serious about.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.