Does applying through a broker change my eligibility?

A broker does not change your underlying eligibility — the lender still assesses your company the same way. A broker can match you to a suitable lender and package the application, but the figures decide the outcome. You can also apply direct. A broker's value is knowing which lenders suit which profiles and presenting your case well. They do not change your cash flow or record — the lender still assesses those on their merits. A broker cannot make an unaffordable loan affordable.

Does applying through a broker change my

2 min read

Same eligibilityfigures decide

Broker = matchingnot magic

Direct workstoo

What a broker does — and does not

A broker's value is knowing which lenders suit which profiles and presenting your case well. They do not change your cash flow or record — the lender still assesses those on their merits. A broker cannot make an unaffordable loan affordable.

Direct is straightforward

Applying directly to a lender that fits your profile skips the intermediary and any broker fee. With Credicorp you can apply online directly and be assessed on your company's numbers, with no personal guarantee.

Applying

Whether via a broker or direct, your figures carry the case. apply online.

Frequently asked questions

Will a broker get me approved when a lender wouldn't?

Not by changing your eligibility. A broker can find a lender whose criteria fit you better, but they cannot make an unaffordable loan approvable.

Is it better to apply direct or through a broker?

Direct avoids any broker fee and can be quick if you know a lender suits you. A broker can help if you want them to match and package. Your figures decide either way.