2 min read
Why cash flow leads
A lender is repaid from income, so evidenced turnover and affordability are the primary test. A two-year-old company turning over strongly is more fundable than a ten-year-old one ticking over at breakeven. See how old a company needs to be.
Where age helps
Age adds a layer of comfort — a longer track record, more filed history, proof of surviving ups and downs. It supports the case but does not substitute for cash flow. The strongest applicants have both.
Applying
Lead with your trading strength, whatever your age, and apply online.
Frequently asked questions
Is an older company always more likely to be approved?
No. Age adds comfort but cash flow decides. A younger company with strong, evidenced income can be more fundable than an older one barely trading.
How much does company age matter?
It provides a track record and reassurance, but it is secondary to affordability. Lenders lend against the ability to repay, which is about cash flow, not age.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.