2 min read
What to compare
Line lenders up on: the total repayable and every fee, using the loan comparison calculator; whether a personal guarantee or charge is required; the early-repayment terms; and speed. A fast decision is worthless if the cost or the security demand is punishing.
The signals that matter
Beyond the numbers, weigh conduct: does the lender lend responsibly, state costs plainly, and support customers in difficulty? Reviews and how a lender behaves when things go wrong tell you more than the sales pitch. Credicorp's pitch is simple — lending to companies with no personal guarantee, transparent cost and no early-settlement penalty. Compare it against a bank business loan.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.
Frequently asked questions
Is the cheapest lender always the best?
Not necessarily. A slightly higher cost with no personal guarantee, no early-repayment penalty and good hardship support can be a better deal than a marginally cheaper loan that puts your home on the line.
How much does speed matter?
It matters for genuine emergencies, but never at the expense of understanding the cost and terms. A fast 'yes' to a bad loan is worse than a slightly slower one to a fair loan. Read before you sign.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.