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How to build one
List expected income by month and all outgoings — wages, rent, suppliers, tax, loan repayments — then track the running balance. It shows exactly when cash dips below zero. See how to forecast cash flow.
How to use it
A forecast turns surprises into planned events: you can time discretionary spend, set aside for tax, and arrange finance before a gap, not during it. Use the cash runway calculator.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.
Frequently asked questions
How far ahead should I forecast?
At least three months for tight cash management, ideally twelve to catch seasonal and tax-driven swings. The further ahead you see, the more time you have to act.
What is the point of a cash-flow forecast?
To see gaps before they arrive, so you can plan for them — timing spend, saving for tax, and arranging finance in advance rather than in a crisis.
Related reading
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What is cash flow?
Cash flow is the movement of money in and out of a business — and unlike profit, it is what actually pays the…
Read →Do I need a cash flow forecast to apply for a loan?
A forecast is not always required for small unsecured loans but is often expected for larger, growth or…
Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.