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The verification sources
A lender cross-checks your application against open-banking data, Companies House filings, your credit file and ID verification for directors. This triangulates the picture without needing you to prove every point manually.
Why accuracy matters
Discrepancies between what you state and what the data shows slow things down and raise doubts. Consistent, accurate information — figures that match your statements, a name and address matching the register — sails through. See what lenders check.
Applying
Give accurate details and connect your data, then apply online.
Frequently asked questions
Do lenders just take my word for my figures?
No. They verify against open-banking data, Companies House and credit files. Accurate information that matches the evidence keeps the process smooth.
Will connecting open banking speed up verification?
Yes — it lets a lender read your trading directly and instantly, which is faster and cleaner than reviewing uploaded PDF statements.
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