2 min read
Why pre-season stock strains cash
Stocking up for a busy season means a large outlay weeks or months before the sales land. It is a deep, temporary stretch of the working-capital cycle, even for a strong business.
How to fund it
A short working-capital facility funds the stock and is repaid as it sells through the peak. A revolving facility is ideal because you draw only what you need. Read managing seasonal cash flow.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.
Frequently asked questions
How much stock finance do I need?
Enough to cover the pre-season purchase, sized so repayments are comfortable as the stock sells. Forecast the sell-through so you do not over-borrow against optimistic demand.
When should I arrange seasonal stock finance?
Before you need to buy, ideally while trading is strong. Arranging a facility early gives you ready headroom to purchase stock at the right time.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.