2 min read
Why it costs before it earns
A first dedicated hire in a new area — sales, marketing, operations — costs salary before the role pays back. The value is real, but it arrives after the outlay — a classic cash-timing gap.
How to fund it
A working-capital facility funds a first hire in a new department, repaid from the revenue or savings it generates once the new role is generating its return.
Check the payback stacks up on the return-on-borrowing calculator before you commit.
Fund a real plan
Back a clear plan with a genuine return, not a hopeful one. Finance amplifies a sound investment; it can't rescue a vague one.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online when the numbers work.
Frequently asked questions
How do I fund first hire?
A working-capital facility funds a first hire in a new department, repaid from the revenue it generates once the new role is generating its return. Check the return stacks up before committing.
Is first hire worth borrowing for?
When the investment delivers a clear return — new revenue, capacity or savings — that beats the finance cost, yes. Model the payback and back a real plan, not a punt.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.