I want to take on bigger premises — how do I fund the move?

Moving to bigger premises brings up-front costs — deposits, fit-out, overlap rent — that finance can spread, provided the extra capacity pays for itself. A move front-loads cost: a deposit, fit-out, moving expenses, and often a period paying two rents. Even a well-judged move strains cash before the larger space starts earning.

I want to take on bigger premises — how do I

2 min read

Up-front costsDeposit, fit-out, overlap

Spread itMatch finance to term

Capacity paysGrowth must follow

The costs of a move

A move front-loads cost: a deposit, fit-out, moving expenses, and often a period paying two rents. Even a well-judged move strains cash before the larger space starts earning.

Funding it sensibly

Match the finance to the commitment — a loan or facility for the up-front costs, sized to your affordability. Make sure the extra capacity has demand behind it before you commit. See borrowing to grow.

What it means for you

Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.

Frequently asked questions

Should I borrow to move premises?

If the larger space unlocks real, demonstrable growth and the repayments are comfortable, yes. If the move is speculative, be cautious — the fixed cost rises immediately.

What move costs catch businesses out?

Overlap rent on two properties, fit-out running over, and the ramp-up before the new space is fully productive. Budget for all three and keep a buffer.