I'm buying out a family member from the business — how do I fund it?

A family buyout still needs a proper lump sum and a fair valuation; acquisition finance funds it so the business isn't drained and relationships stay intact. A family stake is still a real asset. Agreeing a fair value and clean terms in writing protects both the business and the relationship for years to come.

I'm buying out a family member from the

2 min read

Family or notValue it fairly

Fund the buyoutAcquisition finance

Protect tradeDon't drain cash

Treat it like a real transaction

A family stake is still a real asset. Agreeing a fair value and clean terms in writing protects both the business and the relationship for years to come.

Fund it without draining the business

A business loan funds the buyout so the relative is paid properly and the company keeps its working capital. The ongoing trade services the finance.

Keep it clean and documented

Document the valuation, the payment and the transfer of shares. Clarity now prevents misunderstanding later — especially where family is involved.

What it means for you

Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online when the numbers work.

Frequently asked questions

Should a family buyout be documented like any other?

Absolutely. A fair valuation and written terms protect the business and the relationship. Informality is where family transactions go wrong.

Can I finance buying out a relative's shares?

Yes. Acquisition finance funds the purchase and the company's trading repays it, so you needn't strip the business of cash to complete a family buyout.