My cash is tied up in stock I can't shift fast enough — how do I free it?

Slow stock traps cash you need elsewhere; a facility frees working capital now while you clear the inventory and tighten purchasing so it doesn't build up again. Stock that isn't selling is cash sitting on a shelf. It ties up working capital you could be using to trade, and it gets riskier the longer it sits.

My cash is tied up in stock I can't shift fast

2 min read

Cash trappedIn slow stock

Free it nowWorking capital

Buy smarterMatch to demand

The slow-stock trap

Stock that isn't selling is cash sitting on a shelf. It ties up working capital you could be using to trade, and it gets riskier the longer it sits.

Free the cash

A working-capital facility replaces the cash locked in stock so you can keep trading while you clear the slow lines. Measure how much is tied up on the working-capital calculator.

Fix the buying

Slow stock usually means over-buying. Match purchasing to real demand and use finance to fund the fast movers, not to bankroll inventory that isn't turning.

What it means for you

Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online when the numbers work.

Frequently asked questions

How do I free up cash tied in stock?

Clear slow lines actively — discounts, bundles, alternative channels — and use a working-capital facility to bridge the cash while you do. Then tighten purchasing so it doesn't build up again.

Should I discount slow stock or hold for full price?

Trapped cash has a cost. Often a discount that turns stock back into cash quickly beats holding out for a full price that may never come. Weigh the finance cost of holding against the markdown.