My first big order is bigger than my whole cash balance — how do I deliver it?

A first order too big to self-fund is a breakthrough, not a barrier; finance covers the cost of delivering so you can take the work and repay as the customer pays. A first order that dwarfs your bank balance is the moment a business steps up — or stalls. The order is profitable; the only problem is finding the cash to deliver it.

My first big order is bigger than my whole cash

2 min read

Order > cashBreakthrough moment

Fund deliveryWorking capital

Repay on paymentAs customer pays

Don't turn away the breakthrough

A first order that dwarfs your bank balance is the moment a business steps up — or stalls. The order is profitable; the only problem is finding the cash to deliver it.

Fund the delivery

A working-capital facility covers the stock, materials or labour to fulfil the order, and invoice finance releases cash once you invoice. Repay as the customer pays.

Check the margin holds

Confirm the order's margin comfortably covers the finance cost on the return-on-borrowing calculator. A profitable first order funded sensibly is exactly what finance is for.

What it means for you

Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online when the numbers work.

Frequently asked questions

How do I deliver an order bigger than my cash balance?

A working-capital facility funds the cost of delivering, and invoice finance releases cash once you bill. You take the profitable order and repay as the customer pays — no need to turn it away.

Should I turn down an order I can't immediately afford?

Not if it's profitable and the customer is reliable. Finance exists to bridge exactly this gap — funding delivery now and clearing as you're paid. Turning down good work for cash timing is the costlier choice.