2 min read
When the quiet stretches
A quiet season that runs longer than usual can exhaust the buffer you built for it, leaving you short before the next peak arrives to refill the tank.
Bridge the extended gap
A short working-capital facility covers the overrun so you reach the busy season intact, then repay from the peak's stronger cash flow. See our guide to managing seasonal cash flow.
Build a bigger buffer
Use the next peak to build a deeper reserve, and keep a standby facility for the years the quiet season overruns. Our how-to on building a cash buffer shows how.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online when the numbers work.
Frequently asked questions
How do I get through an unusually long off-season?
A short working-capital facility bridges the extended quiet period so you reach the next peak intact, repaid from the busy season's stronger cash flow.
How much buffer should a seasonal business hold?
Enough to cover a normal quiet season plus a margin for one that overruns. Combine a deeper reserve with a standby facility so a long off-season never catches you out.
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