Answer

What due diligence should I do before choosing a lender?

Check the lender is genuine and regulated where required, read the full terms for fees, guarantees and early-repayment charges, and compare the true cost, not just the rate. A little diligence prevents an expensive surprise.

2 min read

GenuineVerify first
TermsRead fully
True costCompare it

Vet the lender

Confirm the lender exists (Companies House), is regulated where relevant, and uses its official domain. Watch for the scam signals in is this offer a scam.

Read the deal

Look for arrangement fees, whether a personal guarantee or charge is required, and any early-repayment charge. Compare the true cost across offers, not just headline rates.

What it means for you

Credicorp lends to your company, not to you personally, and takes no personal guarantee. Credicorp lends with no personal guarantee and clear terms — you can apply directly and compare on true cost. See business loans or apply online.

Frequently asked questions

What should I check before signing a loan?

That the lender is genuine and regulated where required, the fees and any guarantee or early-repayment charge, and the true total cost versus other offers.

How do I compare loan offers fairly?

Compare the true cost of borrowing over the full term, including fees, not just the advertised interest rate.

Funding for UK limited companies

Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.