2 min read
What it means
A debenture registers a lender's charge over some or all of a company's assets, so it can recover the debt from those assets on default. It is a company-level security used in secured lending.
Why it matters for your company
Crucially, a debenture is not a personal guarantee — it attaches to the business, not to your personal assets. Understanding the difference matters when weighing an offer.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.
Frequently asked questions
Is a debenture the same as a personal guarantee?
No. A debenture is security over company assets; a personal guarantee is a claim on your personal assets. A loan can carry one, both, or neither.
Should I worry about a debenture?
It is common in secured business lending and attaches to the company, not to you personally. Understand what assets it covers, and weigh it as part of the overall deal.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.