2 min read
Why there is no single answer
Retail runs on thin margins and high volume; consultancies on high margins and low volume. What matters is how you compare within your sector, and whether your net margin is holding or slipping.
Why margin matters for borrowing
Margin is what services debt and builds resilience. A thin, falling margin means little cushion — and lenders notice. A healthy, stable margin supports both affordability and a buffer. See reading your P&L.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.
Frequently asked questions
Is a 10% margin good?
It depends entirely on the sector. For some it is strong; for others weak. Compare against your industry, and focus on whether the trend is stable or declining.
How does margin affect borrowing?
Margin is the cushion that services debt and absorbs shocks. A healthy, stable margin supports affordability; a thin or falling one leaves little room and worries lenders.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.