2 min read
What it means
A revolving facility works like a reusable pot: draw what you need up to the limit, repay as cash comes in, and the headroom returns. See business credit facility explained.
Why it matters for your company
It suits uneven cash flow — covering payroll before an invoice lands, buying seasonal stock, bridging supplier and customer timing. Because you pay only on the drawn balance, an untouched limit sits ready at low cost.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.
Frequently asked questions
Do I pay for the whole facility limit?
No. The cost falls on the balance you have drawn, not the unused headroom. An untouched limit sits available without the running cost of a fully drawn loan.
How is it different from a loan?
A loan gives a lump sum repaid over a fixed term; a revolving facility is reusable and open-ended while it stays in place, suiting recurring rather than one-off needs.
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Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.