2 min read
What it does
If a fire, flood or other insured event halts trading, business interruption cover pays for lost profit and continuing overheads during the recovery period. It keeps the lights on when revenue stops.
Why lenders and borrowers value it
Loan repayments do not pause because your premises burned down. Business interruption cover protects your ability to keep servicing debt through a shock, alongside a cash buffer. Check the indemnity period is long enough to actually rebuild.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.
Frequently asked questions
Does business interruption cover a pandemic or lockdown?
It depends entirely on the policy wording — many exclude disease or forced closure. Read the specific terms and the indemnity period carefully.
How long should the indemnity period be?
Long enough to fully recover, often 12 to 24 months. Too short and cover ends before trading returns to normal.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.