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How it works
You raise an invoice, the finance provider advances a large share of its value immediately, and the balance (minus a fee) follows when your customer pays. It unlocks cash trapped in unpaid invoices without waiting the full payment term.
When it suits a business
Invoice finance fits companies that sell on credit terms and wait to be paid — the classic cash-flow squeeze. It scales with your sales, so a growing order book funds itself. Read the invoice finance guide.
What it means for you
Stop financing your customers for free.
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See indicative terms on business loans, or apply online in minutes.
Frequently asked questions
Is invoice finance a loan?
Not in the usual sense — you are advancing cash against invoices you have already issued, settled when the customer pays. It tracks your sales ledger rather than being a fixed borrowing.
What does invoice finance cost?
Typically a fee per invoice or a discount on the advance, scaling with usage. Compare it against a term loan on a total-cost basis for your situation.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.