Answer

What is the quickest business loan to arrange?

Short-term working-capital finance assessed via open banking is usually the quickest, and a well-prepared application speeds any product.

2 min read

Short-termFastest to assess
Open bankingVerifies cash flow
PreparationSpeeds anything

What arranges fastest

Short-term working capital, assessed on verified cash flow through open banking, tends to be quickest — sometimes decided within a day. Larger, secured or asset-backed finance takes longer.

How to speed it up

Whatever the product, having recent records ready and asking for a well-sized amount cuts the time. See how long a loan takes.

What it means for you

Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.

Frequently asked questions

What is the fastest finance to get?

Short-term working capital assessed via open banking, which can be decided within a day. The best speed of all comes from a facility arranged in advance.

How do I get funded fastest?

Prepare your records, apply for a well-sized amount where you fit, and use open banking so the lender can verify cash flow directly rather than waiting on documents.

Funding for UK limited companies

Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.