Answer

A big order was cancelled after I'd already bought the stock — what can I do?

A cancelled order after you've bought the stock leaves cash trapped in inventory; a short facility bridges it while you re-sell, and tighter terms prevent a repeat.

2 min read

Cash trappedIn unsold stock
Bridge itWhile you re-sell
Tighten termsDeposits next time

Why it hurts cash flow

You paid for stock against an order that has vanished, so the cash is locked in inventory until you find another buyer. The working-capital cycle has stalled at the worst point.

Bridge the gap

A short working-capital facility replaces the trapped cash so you can keep buying, marketing and trading while you sell the stranded stock. Repay it as the inventory clears.

Protect yourself next time

Take deposits on large custom orders and put cancellation terms in writing. A modest deposit shifts the risk back to the customer where it belongs.

What it means for you

Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online when the numbers work.

Frequently asked questions

Should I have taken a deposit?

On large or bespoke orders, yes. A deposit covers your committed costs if the customer walks away and is standard practice for good reason.

Can finance cover stock I can't immediately sell?

Yes. A working-capital facility bridges cash tied up in inventory. Just make sure the stock is genuinely re-sellable and price the finance cost into your recovery plan.

Funding for UK limited companies

Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.