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A registered office is just an address
Companies House requires a registered office for statutory mail. It can be your home, an accountant's office or a service address. None of these change whether the company can borrow — they are administrative, not financial.
What the lender checks
The company's trading record and affordability, bank conduct and any existing borrowing. Because Credicorp lends to the company with no personal guarantee, your home is never security and never at risk.
Applying from home
No premises paperwork is needed. Prepare your business bank statements, then business loans or apply online.
Frequently asked questions
Is my home at risk if I register the company there?
No. With no personal guarantee, your home is neither security nor recourse. The registered address is administrative only.
Do I need commercial premises to be taken seriously?
No. Many funded companies operate from home. Evidence of income is what counts, not the type of address.
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Business loans with no personal guarantee
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Does changing my company's registered address affect borrowing?
No — changing your registered office is administrative and does not affect eligibility or your credit record…
Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.