Answer

Does changing my company's registered address affect borrowing?

No — changing your registered office is administrative and does not affect eligibility or your credit record. The company, its number and its history are unchanged. Lenders track you by company number, so an address change is invisible to the assessment.

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Noadministrative only
Number unchangedrecord intact
Invisibleto the assessment

An address is just an address

Your registered office is where statutory mail goes. Moving it — to a new premises, an accountant, a service address — does not change the company number or its history. Lenders identify you by number, so nothing about your record shifts.

Keep it current

The only thing that matters is that the address on file is accurate and matches what you tell the lender, so verification runs smoothly. Beyond that, an address change has no bearing on affordability.

Applying

Ensure your details are current and apply online.

Frequently asked questions

Does moving my registered office reset anything?

No. The company number and its full history are unchanged. The address is administrative and does not affect your credit record or eligibility.

Do I need to tell the lender if I've just moved?

Give your current registered address so verification matches your Companies House record. Beyond keeping details accurate, the move has no effect.

Funding for UK limited companies

Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.