Can a company that imports or exports get a business loan?

Yes — importers and exporters borrow routinely, often precisely to bridge the gap between paying suppliers and being paid. International trade creates long cash-flow cycles that finance is designed to smooth. Credicorp assesses the trading; currency and shipping timings are part of the picture, not a barrier. An importer often pays suppliers upfront but waits months to sell and collect; an exporter ships before being paid. That long cycle ties up working capital — a classic, sound reason to borrow. Lenders understand this rhythm and fund against evidenced turnover.

Can a company that imports or exports get a

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Yestrade is fundable

Bridges the gappay-to-paid cycle

Cash flowassessed as usual

Why trade businesses borrow

An importer often pays suppliers upfront but waits months to sell and collect; an exporter ships before being paid. That long cycle ties up working capital — a classic, sound reason to borrow. Lenders understand this rhythm and fund against evidenced turnover.

What lenders weigh

Currency exposure, shipping and payment timelines, and the reliability of overseas customers all feature, read from your statements. Options like invoice-based borrowing or a stock facility can fit the trade cycle well.

Applying

Show your trade cash flow and apply online.

Frequently asked questions

Does currency risk stop me borrowing?

No — it is a factor a lender notes, not a barrier. A clear trading record and a plan for managing currency exposure keep the application straightforward.

What finance suits the import/export cycle?

Facilities that bridge the pay-to-paid gap — a term loan against averaged cash flow, stock finance, or invoice-based borrowing — tend to fit international trade timelines.