2 min read
How it works
Invoice finance advances a large share of an invoice's value as soon as you raise it, with the balance (less a fee) following when the customer pays. It unlocks cash trapped in debtor days.
When it suits you
It fits businesses that sell on credit terms and wait to be paid, and it scales with sales, so a growing ledger funds itself. It is less useful if you mostly sell for immediate payment.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.
Frequently asked questions
Is invoice finance borrowing?
Not in the usual sense — you are advancing cash against invoices you have already issued, settled when the customer pays. It tracks your sales ledger rather than being a fixed loan.
How much of an invoice can I get?
Typically a large share of the value up front, with the remainder (minus a fee) when the customer pays. The exact advance rate varies by provider.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.