Answer

Does Credicorp lend across the whole UK?

Yes. Credicorp lends to UK limited companies wherever they are based in the United Kingdom — England, Scotland, Wales and Northern Ireland. What matters is that the borrower is a company registered and trading in the UK, not the region it operates in. Eligibility rests on the company's structure and trading, not its postcode.

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UK-wideEngland, Scotland, Wales, NI
UK LtdRegistered and trading in the UK
CompanyAssessed on trading, not location

Where your company is based

A company in Glasgow, Cardiff, Belfast or London is assessed the same way — on its trading and cash flow. Credicorp is a UK commercial lender, so the requirement is a UK-registered limited company, not a particular nation or region. See is my business eligible for Credicorp.

Sector, not geography

What tends to vary by business is the industry it trades in, not where it sits on the map. The sector guides look at how funding needs differ across trades, from construction to retail, anywhere in the UK.

Registered overseas?

If your company is registered outside the UK, it falls outside the model, even if it has UK customers. The borrower needs to be a UK limited company. If you trade in the UK through an overseas parent, it is the UK entity that would need to be the borrower.

Frequently asked questions

Does Scottish law change anything?

The core requirement — a UK-registered limited company assessed on its trading — is the same across the UK. Some legal mechanics differ by nation, but they do not change who can apply.

Can a UK company with overseas trade borrow?

Yes. A UK limited company that trades internationally can still be assessed on its UK-registered position and cash flow. See sectors such as import-export for context.

Funding for UK limited companies

Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.