2 min read
Constant costs, delayed income
Fuel, driver wages and maintenance are paid week in, week out, but clients pay on 30- to 60-day terms. The gap between the two is a permanent working-capital demand.
Bridge the running costs
A working-capital facility and invoice finance cover running costs until clients pay. Invoice finance is a natural fit because your income is invoice-based.
Finance the fleet
Asset finance spreads the cost of tractors, trailers and vans over their working life, so growing the fleet doesn't demand a large cash outlay all at once.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online when the numbers work.
Frequently asked questions
Should I buy or finance haulage vehicles?
Asset finance usually wins for a fleet — it spreads the cost over the vehicle's working life and keeps cash free for fuel, wages and maintenance, which never stop.
How do I fund fuel costs before clients pay?
Invoice finance releases cash from each haulage invoice as you raise it, and a working-capital facility covers the rest — matching your income to constant weekly outgoings.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.