2 min read
The timing problem
The best time to refit is the quiet season — precisely when hospitality cash is at its lowest. Waiting until you can self-fund often means never doing it.
Fund the refurbishment
A business loan covers the refit now and is repaid across the busy season that follows, when trade is strong. The refresh drives the very revenue that clears the finance.
Plan the cash calendar
Map the quiet and busy months on the seasonal cash buffer calculator so repayments fall when cash is strongest, not when the till is quiet.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online when the numbers work.
Frequently asked questions
Should I wait until I can afford a refit from cash?
In seasonal hospitality that day rarely comes, because refits fall in the low season. Financing lets you refresh now and repay from the busier trade the refit helps generate.
Can I structure repayments around my busy season?
Yes. A facility can be arranged so the heavier repayments fall in your strong months, keeping the quiet season manageable.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.