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Match repayment to income
Look at your cash-flow forecast and set the repayment so it is comfortable even in your leanest months, not just your best. A term that lowers the payment can help, at the cost of more total interest.
Structure for uneven income
If income is seasonal or lumpy, a revolving facility — drawn in quiet months, repaid in the peak — can fit better than fixed loan instalments. Use the repayment calculator.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.
Frequently asked questions
How do I make repayments fit my cash flow?
Set them so they are comfortable in your quietest months, using a term that balances the payment against total cost. For uneven income, a facility can flex with your season.
Should I choose a longer term for lower payments?
It lowers the monthly payment and eases cash flow, at the cost of more total interest. Choose the shortest term your cash flow comfortably supports year-round.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.