I need to fund a wave of refunds or deposit returns — how do I cover it?

A cluster of refunds drains cash suddenly even when the business is sound; a short facility covers the wave so you honour every one and protect goodwill. A cancelled event, a delayed launch or a seasonal return spike can bring a wave of refunds at once. The money going out is real and immediate, even if the underlying business is fine.

I need to fund a wave of refunds or deposit

2 min read

Refund waveSudden outflow

Honour them allProtect goodwill

Bridge itShort facility

When refunds cluster

A cancelled event, a delayed launch or a seasonal return spike can bring a wave of refunds at once. The money going out is real and immediate, even if the underlying business is fine.

Cover the outflow

A short working-capital facility bridges the refund wave so you honour every request promptly and protect customer goodwill. Repay as normal trade resumes.

Protect the relationship

Paying refunds promptly and without fuss keeps customers who'll come back. A short bridge to do that cleanly is a small price for the loyalty it preserves.

What it means for you

Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online when the numbers work.

Frequently asked questions

Can I finance a wave of customer refunds?

Yes. A short working-capital facility bridges a cluster of refunds or deposit returns so you honour them all promptly and protect goodwill, repaid as normal trade resumes.

Should I delay refunds if cash is tight?

Delaying refunds damages trust and can escalate. Far better to bridge the outflow with a short facility and pay promptly — the goodwill preserved is worth more than the finance cost.