I need to fund maternity or long-term leave cover for a key person — can finance help?

Planned long-term leave means paying for cover while output dips; a short facility funds the overlap so delivery holds and the person returns to a healthy business. Maternity or long-term leave is foreseeable, but the cost of cover and the handover overlap still lands as a real expense while output may dip.

I need to fund maternity or long-term leave

2 min read

Cover the roleDuring leave

Fund the overlapCover plus handover

Short facilityRepay on return

The cost of planned absence

Maternity or long-term leave is foreseeable, but the cost of cover and the handover overlap still lands as a real expense while output may dip.

Fund cover cleanly

A short working-capital facility funds interim cover and the handover period so customer commitments are met throughout. Check affordability on the affordability calculator.

Protect the return

Good cover keeps the business healthy for the person returning, and keeps customers who might otherwise drift. That continuity is usually worth far more than the finance costs.

What it means for you

Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online when the numbers work.

Frequently asked questions

Can I use finance to cover staff on maternity leave?

Yes. Funding interim cover is an ordinary working-capital cost, and a short facility keeps the business delivering while a key person is on planned leave.

Is it worth borrowing to fund leave cover?

If the absence would otherwise hit delivery or lose customers, the cost of good cover is usually far smaller than the revenue it protects.