I want to expand into exporting — how do I fund the working capital?

Exporting stretches the cash cycle with longer shipping and payment times; finance funds the wider working-capital gap so you can grow overseas without a cash squeeze. Export orders often mean longer shipping times, extended payment terms and larger minimum volumes. All three widen the gap between paying to produce and being paid — a bigger working-capital cycle.

I want to expand into exporting — how do I fund

2 min read

Longer cycleShipping + terms

Bigger ordersMore cash tied up

Fund the gapWorking capital

Why exporting is cash-hungry

Export orders often mean longer shipping times, extended payment terms and larger minimum volumes. All three widen the gap between paying to produce and being paid — a bigger working-capital cycle.

Fund the wider gap

A working-capital facility covers the extended cycle, and invoice finance releases cash from export invoices as you raise them. Together they fund overseas growth without a squeeze.

Plan for the extras

Budget for freight, duties and currency effects on your cash-flow forecast. Export margins can be strong, but only if the full cost of getting paid is built in.

What it means for you

Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online when the numbers work.

Frequently asked questions

How do I fund the working capital to start exporting?

A working-capital facility covers the longer cash cycle, and invoice finance releases cash from export invoices as you raise them — so extended shipping and payment times don't create a squeeze.

Why does exporting need more working capital?

Longer shipping, extended payment terms and larger order volumes all widen the gap between paying to produce and being paid. Finance bridges that wider cycle so you can grow overseas.