2 min read
Why forfeiture is the bigger threat
A commercial landlord can forfeit the lease for arrears, and losing your location means lost customers, relocation cost and disruption that dwarfs the rent owed.
Fund a settlement
A short working-capital facility clears the arrears in one payment so you keep the premises. You then repay on terms that suit your trading pattern, not the landlord's ultimatum.
Fix the cash rhythm
If rent regularly strains cash, a standby facility smooths the quarter-day peaks. Build a buffer so a single bad month never risks the lease again.
What it means for you
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online when the numbers work.
Frequently asked questions
Should I negotiate with the landlord as well?
Yes — always try to agree a payment plan. But having finance ready gives you the option to settle in full and remove the eviction threat entirely, which strengthens your negotiating hand.
Can I borrow to pay rent arrears?
Yes. Rent is an ordinary business cost, and clearing arrears to protect trading premises is a legitimate use of a working-capital facility.
Related reading
I want to take on bigger premises — how do I fund the move?
Moving to bigger premises brings up-front costs — deposits, fit-out, overlap rent — that finance can spread,…
Read →
How do I cover payroll when cash is tight?
Payroll is the one bill you cannot delay, so bridge a temporary gap rather than risk missing it — chase what…
Read →
How quickly can I get emergency business funding?
Short-term finance can often be arranged in a day or two with a well-prepared application, so an urgent cash…
Read →A customer is disputing a large invoice and withholding payment — how do I cope with the cash gap?
A disputed invoice can freeze a large receipt for weeks; a short facility covers the gap so a single dispute…
Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.