Answer

What data does a lender hold about my business?

A lender holds your application data, credit and identity checks, and any bank or accounting data you shared — governed by UK GDPR and its privacy notice. You can ask what is held and why.

2 min read

Application dataHeld
ChecksCredit & ID
UK GDPRGoverns it

What is typically held

Expect your company and director details, the figures you supplied, credit-reference and identity-check results, and any bank or accounting data you connected. It is used to assess and service the loan and to meet legal duties. See how Credicorp protects your data.

Your rights over it

Under UK GDPR you can ask for a copy of the personal data held (a subject access request), ask for corrections, and query the lawful basis. The lender’s privacy notice sets out retention periods and who data is shared with.

What it means for you

Credicorp lends to your company, not to you personally, and takes no personal guarantee. See business loans or apply online.

Frequently asked questions

Can I see what a lender holds about me?

Yes. You can make a subject access request for the personal data held. Company data is covered separately by the lender’s terms and privacy notice.

How long is my data kept?

For as long as needed to service the loan and meet legal and regulatory duties, then deleted or anonymised. The retention period is in the privacy notice.

Funding for UK limited companies

Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.